Privacy Policy

Last modified: January 24, 2025

Alliance Pension Consultants (“APC,” “we,” or “us”) is committed to protecting your privacy and developing technology that gives you a powerful and safe online experience. This Privacy Statement applies to the collection and processing of your personal information for our own purposes through the APC website at www.alliancepension.com (our “Website”). When you access or use our Website, you acknowledge that you have read this Privacy Statement and understand its contents. Your use of our Website is subject to this Privacy Statement and our Terms of Use. Please read this Privacy Statement in its entirety to ensure you are fully informed on our practices. This Privacy Statement may change from time to time, so please check it periodically for updates.

Please note that this Privacy Statement is intended to apply under the circumstances where we control the collection of personal information and determine the purposes and means of its processing. We primarily process personal information in our role as a professional services provider to our business clients, in which case we will process personal information based on the client’s direction. When we process personal information based on our clients’ direction, generally, our clients’ privacy policies apply.

What this Privacy Statement Covers

This Privacy Statement applies to the personal information we collect and process when you:

  • Visit, interact with, or use either our Website or any APC services that link to this Privacy Statement;
  • Communicate with us through this Website.

This Privacy Statement does not apply to information collected by:

  • Us offline or through any other means, including on any other website (including any retirement plan portals) operated by APC or any third party such as our affiliates; or
  • Any third party, including our affiliates, including through any application or content that may link to or be accessible from or through the Website.

Our Website may include links to other websites, plug-ins, services and social networks operated and maintained by third parties. Clicking on those links or enabling those connections may allow those third parties to collect or share information about you. Please note that we have no control over the privacy practices of those third parties, and we encourage you to review the privacy practices of every website you visit. Additionally, though this Privacy Statement acknowledges that we obtain information about you from third parties, including information that you may provide to or that is collected through a third party about you, this Privacy Statement does not apply to the collection and processing of that information by the third party. Those third parties have their own information collection practices. We encourage you to read the privacy policies of businesses before providing information to or through them, and to contact them directly if you wish to exercise any Personal Information rights related to that data. APC is not responsible for the privacy statements or other content on third-party websites.

Information We Collect and How We Collect It

We collect several types of information from and about users of our Website, including information:

  • By which you may be personally identified, such as your email address, name, home or work address, company name, or telephone number (“personal information”).
  • Information about your internet connection, the device or other equipment you use to access the Website, and usage details.

We collect personal information you provide directly to us, automatically as you navigate through the Website, and from certain third-party sources.

Information You Provide Directly to Us

We collect information you provide directly to us on or through the Website, such as:

  • Information you provide when filling out forms on the Website, such as email address, name, home or work address, company name, or telephone number.
  • Records and copies of your correspondence (including email addresses), if you contact us.

Information We Collect Automatically

We also collect information about your computer hardware and software automatically using cookies or other technology. This information may include your IP address, browser type, domain names, access times and referring website addresses. This information is used by APC to improve the operation and quality of the Website, as well as to provide general statistics regarding use of the Website.

Use of Cookies

Our Website uses cookies to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. We use cookies to store information about your preferences, allowing us to customize our Website according to your individual interests. Cookies also may help speed up your searches or recognize you when you return to our Website.

You may refuse to accept browser cookies by activating the appropriate setting on your browser. However, if you select this setting, you may not be able to access certain parts of our Website. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you visit our Website. For more information about managing your privacy and security settings for cookies, see Your Choices below.

Analytics Data

We partner with Google Analytics and accessiBe to provide information on the use of the Website and to help make the Website more accessible. Google Analytics provides high-level website traffic analytics such as clicks and search information, which are not tied to any individual. AccessiBe collects user IP addresses and URL visited, which are also not tied to any individual. For more information on how Google Analytics and accessiBe collect and use information, please consult https://policies.google.com/privacy?hl=en and https://accessibe.com/privacy-policy.

Information from Other Sources

We may also receive personal information about you from our service providers or other third-party sources such as your employer or other commercially or publicly available sources. We may also collect anonymous demographic information, which is not unique to you, such as ZIP code, age, gender, preferences, interests, and favorites, which may be collected through the retirement plan portals.

How We Use Your Information

APC collects and uses your personal information to operate the Website and deliver the services you have requested. For example, we may use your personal information for the following purposes and other purposes as permitted or required by law:

  • To present our Website and its content to you.
  • To determine which APC services or areas of our Website are most popular.
  • To provide you with information, products, or services available from APC and its affiliates.
  • To fulfill any other purpose for which you provide it.
  • To contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.
  • To comply with legal and ethical requirements.
  • To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection.
  • To keep our Website, network, and IT systems secure. We may use identification data, contact details, and usage and network information to ensure the security and confidentiality of our Website, network, and your data, as well as to prevent illegal activities, including fraud, which could harm you and us.
  • To notify you about changes to our Website and any products or services we offer or provide through it.
  • In any other way we may describe when you provide the information.
  • For any other purpose with your consent.

How We Disclose Your Information

APC does not sell, rent, or lease personal information we have collected about you. We will only disclose your personal information to third parties as described in this Privacy Statement or with your consent. We may disclose your personal information as follows:

  • With trusted partners to help us perform statistical analysis, send you email or postal mail, or to otherwise provide client support. All such third parties are prohibited from using your personal information except to provide these services to APC, and they are required to maintain the confidentiality of your information.
  • With professional advisors, partners, consultants and experts, and agents to administer our services. All such third parties are prohibited from using your personal information except to provide these services to APC, and they are required to maintain the confidentiality of your information.
  • We may disclose and transfer personal information if we are involved in an actual or potential merger, sale, acquisition, divestiture, restructuring, reorganization, dissolution, bankruptcy, or other change of ownership or control, whether in whole or in part.
  • To fulfill the purpose for which you provide your personal information.
  • To comply with a court order, law, or legal process, including to respond to any government or regulatory request.
  • To enforce or apply our Terms of Use and other agreements, including for billing and collection purposes.
  • If we believe it is necessary or appropriate to protect the rights, property, or safety of APC, our clients, or others.
  • For any other purpose disclosed by us when you provide the information.
  • With your consent.

We may disclose aggregated information about our Website users and information that does not identify any individual without restriction.

Your Choices

You have the following choices with respect to your personal information:

  • Tracking Technologies: you can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. If you disable or block cookies, please note that some parts of this Website may not function properly.
  • Promotional Offers: If you do not wish to have your email address or other contact information used by APC to promote our services, you can opt-out by clicking the “unsubscribe” button on the relevant email or by emailing us with your request at [email protected]. Please note that this opt-out will not apply to information we have received from you related to services we provide you or to any transactional emails.

Security of Your Personal Information

APC has implemented commercially reasonable measures designed to secure your personal information from unauthorized access, use or disclosure. However, no transmission of information over the internet is completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Website. Any transmission of personal information is at your own risk.

California “Shine the Light” Disclosure

California law permits website users to request certain information about our disclosure of personal information to third parties for their direct marketing purposes. APC does not share any personal information with third parties for their direct marketing purposes.

We do not currently respond to “do-not-track” signals.

Children’s Privacy

Our Website is not intended for children under 18 years of age. No one under 18 may provide any personal information to or on the Website. We do not knowingly collect personal information from children under 18. If we learn we have collected or received personal information from a child under 18 without verification of parental consent, we will make reasonable efforts to delete such information from our records. If you believe that we might have any information from or about an individual under the age of 18 without appropriate consent, we ask that a parent or guardian contact us using the information in the Contact Us section below.

Changes to this Statement

APC will occasionally update this Privacy Statement to reflect changes in business need. We will post the latest revision date at the top of this page. Please check this page periodically for updates. Your continued use of the Website after the Effective Date constitutes your acceptance of the amended Privacy Policy.

Contact Information

APC welcomes your comments and questions regarding this Privacy Statement. If you wish to contact us about this Privacy Statement, please use the information below:

Email: [email protected]
Mail:
1751 Lake Cook Road Suite 400
Deerfield, IL 60015
Phone: (847) 291-9440