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Leadership
Jeffrey B. Feld
Theresa E. Piotrowski
Anita Puric
George Niezyniecki
Chad A. Keuneke
Jeffrey M. Van Wagner
Adam Chrestenson
Robert Loeb
Robert Ziegler
Culture
Why Alliance
The Alliance Difference
Services
Overview
Consulting
401(k) / 403(b) Plans
Defined Benefit / Cash Balance
Financial Wellness
For Employers
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Plan! Website
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Pay Your Invoice
+
About
History
+
Leadership
Jeffrey B. Feld
Theresa E. Piotrowski
Anita Puric
George Niezyniecki
Chad A. Keuneke
Jeffrey M. Van Wagner
Adam Chrestenson
Robert Loeb
Robert Ziegler
Culture
+
Why Alliance
The Alliance Difference
-
Services
Overview
Consulting
401(k) / 403(b) Plans
Defined Benefit / Cash Balance
Financial Wellness
+
For Employers
Unique Solutions
Plan! Website
Client Stories
Video Education
Enrollment and Education
+
For Advisors
Supportive Partnerships
Proposal Request
Investment Support
Enrollment and Education
+
Resources
Media
Industry Links
Articles
Q&A
Stories
+
Contact Us
Inquiries
Locations
Careers
Pay Your Invoice
Defined Benefit / Cash Balance
Defined Benefit / Cash Balance
Services
/
Defined Benefit / Cash Balance
Implementation
Create a custom, secure website
Assist with establishment of new custodial account, if necessary
Discuss and update plan document (see Plan Design)
Prepare participant notices, if necessary
Review and match prior actuarial valuation results
Review prior administrative practices/benefit calculations
Establish prospective administrative practices
Plan Design
Discuss your goals
Review techniques and leverage tax laws to reach those goals
Potential large corporate tax deductions
Non-Safe Harbor plan
DB/DC combination option
Create illustrations to review benefits and costs
Preparation of all required plan documents and participant notices
Establish separate plan tax ID# (EIN)
Plan Administration
Single point of contact at Alliance
Plan Management
Mitigate contribution volatility
Manage balance sheet and expense volatility
Project funded status and contribution levels for budgeting and management
Plan freeze
Plan termination
Develop clear glidepath to plan termination
Set objectives for “triggers” of well-timed termination horizon
Develop thorough plan design compliance timeline
Work closely with advisor to align investment objectives with termination outlook
Government/IRS forms and reports
IRS Form 5500 filings
Pension Benefit Guaranty Corporation (PBGC) filings
Full audit support
Recordkeeping
Reporting
Actuarial valuation
ERISA/PPA
Minimum required contribution
Maximum tax deductible contribution
ASC (formerly FAS)
Annual Expense/Income
Funded Status
Other Comprehensive Income
AFTAP Certification
Participant notices
At Risk Status
Participant Statements
Trust accounting
Annual funding notices
Calculate
Eligibility and vesting
Maximum benefits
Optional forms of payment
Distribution benefits
Compliance Testing
IRC 401(a)(4) Discrimination in Amounts
IRC 416 Top Heavy
IRC 410(b) Coverage
All other required tests
Preliminary illustrations and projections
Mergers/Acquisitions
Law changes
“What if” scenarios
Employee Services
Fully outsourced Retirement Service Center
Exclusive phone number and e-mail address for participant requests/questions
Preparation of enrollment materials
Simple communication of plan benefits
Pension Risk Transfer
Strategy
Full termination/annuitization
Partial annuitization
Spin-off and termination
Preparation
Identify key advisors, plan sponsors, and insurers
Organize plan data
Document plan provisions
Organize insurer pricing
Revise structure and finalize transaction
Execution
Assets are transferred
Final data reconciliation
Overview
Consulting
401(k) / 403(b) Plans
Defined Benefit / Cash Balance
Financial Wellness