• Create a custom, secure website
  • Assist with establishment of new custodial account, if necessary
  • Discuss and update plan document (see Plan Design)
  • Prepare participant notices, if necessary
  • Review and match prior actuarial valuation results
  • Review prior administrative practices/benefit calculations
  • Establish prospective administrative practices

  • Discuss your goals
  • Review techniques and leverage tax laws to reach those goals
    • Potential large corporate tax deductions
    • Non-Safe Harbor plan
    • DB/DC combination option
  • Create illustrations to review benefits and costs
  • Preparation of all required plan documents and participant notices
  • Establish separate plan tax ID# (EIN)

  • Single point of contact at Alliance
  • Plan Management
    • Mitigate contribution volatility
    • Manage balance sheet and expense volatility
    • Project funded status and contribution levels for budgeting and management 
    • Plan freeze
    • Plan termination
      • Develop clear glidepath to plan termination
      • Set objectives for “triggers” of well-timed termination horizon
      • Develop thorough plan design compliance timeline
      • Work closely with advisor to align investment objectives with termination outlook
  • Government/IRS forms and reports
    • IRS Form 5500 filings
    • Pension Benefit Guaranty Corporation (PBGC) filings
    • Full audit support

  • Reporting
    • Actuarial valuation
    • ERISA/PPA
      • Minimum required contribution
      • Maximum tax deductible contribution
    • ASC (formerly FAS)
      • Annual Expense/Income
      • Funded Status
      • Other Comprehensive Income
  • AFTAP Certification
    • Participant notices
    • At Risk Status
    • Participant Statements
    • Trust accounting
    • Annual funding notices
  • Calculate
    • Eligibility and vesting
    • Maximum benefits
    • Optional forms of payment
    • Distribution benefits
  • Compliance Testing
    • IRC 401(a)(4) Discrimination in Amounts
    • IRC 416 Top Heavy
    • IRC 410(b) Coverage
    • All other required tests
  • Preliminary illustrations and projections
    • Mergers/Acquisitions
    • Law changes
    • “What if” scenarios

  • Fully outsourced Retirement Service Center
    • Exclusive phone number and e-mail address for participant requests/questions
  • Preparation of enrollment materials
  • Simple communication of plan benefits

  • Strategy
    • Full termination/annuitization
    • Partial annuitization
    • Spin-off and termination
  • Preparation
    • Identify key advisors, plan sponsors, and insurers
    • Organize plan data
    • Document plan provisions
  • Organize insurer pricing
  • Revise structure and finalize transaction
  • Execution
    • Assets are transferred
    • Final data reconciliation