• Implementation
  • Plan Design
  • Plan Administration
  • Recordkeeping
  • Employee Services

  • Build a task driven calendar to guide process
  • Create a custom, secure website
  • Establish new custodial account
  • Discuss and update plan document (see Plan Design)
  • Prepare participant notices, including Blackout notice and fund mapping guide (if necessary)
  • Design enrollment and education materials, including a custom employee presentation

  • Discuss your goals
  • Review techniques and leverage tax laws to reach those goals
  • Create illustrations to review employer contribution methods and the benefits and costs
    • Safe Harbor
    • Match
    • Profit Sharing – cross testing alternatives
  • Preparation of all required plan documents and participant notices
  • Establish separate plan tax ID# (EIN)

  • Single point of contact at Alliance
  • Calculate eligibility and vesting
  • Allocation of employer contributions
  • Compliance testing
    • Discrimination
    • Coverage
    • Top Heavy
    • All other required tests
  • Government/IRS forms and reports
    • Summary Annual Report (SAR)
    • Full audit support

  • Custodian choice
    • Charles Schwab Bank
    • Mid Atlantic Trust Company
  • Full Open Architecture
    • Over 20,000 investment options
      • Mutual Funds
      • ETFs
    • Model Investment Portfolios
    • Privately Managed Account Unitization
    • Self-Directed Brokerage Accounts
    • Trustee-directed accounts
    • Company Stock
  • Plan Sponsor web access
  • Deferral and loan repayment processing
  • Distributions
  • Loans
  • Quarterly reports and participant statements

  • Full access toPlan!
    • www.Alliance-Plan.com
      • Online enrollment
      • Change contribution rate and investment elections
      • Transfer between funds
      • Beneficiary designation
      • Educational resources and calculators
    • 800.406.401k
      • 24 hour monitoring of plan account
      • Live Representative
        • Assist with navigating the RPIL website
        • Reset Username and Password
  • Enrollment materials
  • On-site meetings
  • Webinars